Built by a compliance officer, for compliance officers

Compliance management built for community banks

Not adapted from a system designed for the largest US banks. Purpose-built for community banks — your regulatory framework loads automatically, examination findings track to closure, and your board report takes one click.

Request Access
8States covered
1 daySetup time
1 clickBoard reports
1 clickExam reports
$0Implementation fee
The problem

Enterprise GRC tools were not built for you

Community banks carry a disproportionate compliance burden. The tools on the market were designed for institutions ten times your size — and priced accordingly.

💸 Cost

Enterprise pricing, community bank budget

Community bank GRC platforms like Ncontracts start at $40,000+ per year. That's a significant portion of a compliance officer's salary for software that still wasn't built with your institution in mind.

📋 Time

Six months to go live

Implementation projects measured in quarters. Consultants charging by the hour to load content your examiners already know by heart.

📊 Reporting

Board reports from scratch every quarter

Sunday afternoon in Excel, manually pulling data from four systems to produce a report that looks the same every time.

🔍 Findings

MRAs that don't close cleanly

Examination findings tracked in spreadsheets, remediation owners who've moved on, and examiners who come back to find the same issues.

Antifragile GRC was built to fix all four of these.

See it in action

Real screens, real data

No mockups. This is First Frontier Community Bank's actual demo environment — 12 controls, 8 risks, 8 obligations, live.

Demo video coming soon In the meantime, click "Launch Demo" above to explore the live platform
Antifragile GRC dashboard showing RAG status, risk ratings, and open findings

Live Dashboard

RAG status, risk ratings, and open findings — one view, always current.

Risk register showing inherent and residual risk ratings

Risk Register

Every risk rated inherent to residual, mapped straight to the controls that address it.

Control maturity assessment showing 1 to 5 scale scoring toward target

Control Maturity

1–5 scale maturity tracking with trajectory toward target, not just pass/fail.

Obligations register mapped to state and federal regulatory sources

Obligations Register

State and federal requirements loaded automatically, mapped to source.

Exam procedures workspace with hundreds of examiner questions loaded

Exam Procedures

Hundreds of real examiner questions loaded and ready — organized, searchable, trackable to completion.

Board report generator with section toggles and date range picker over live compliance data

Board Reports, One Click

Toggle sections, set your date range, and generate a professional board report from live data.

The platform

Everything your compliance program needs

One platform. Obligations, controls, testing, findings, policies, and board reporting — connected.

Setup

Regulatory framework loaded automatically

Select your state and regulator. Your obligations — state banking law, federal requirements, examination procedures — load in minutes, not months.

Obligations

Obligation → Risk → Control mapping

Every regulatory requirement mapped to the risks it creates and the controls designed to address it. Examiners see a coherent compliance story.

Testing

Control design and effectiveness testing

Structured testing with RAG scoring, historical trends, and automatic dashboard updates. Know your control environment before your examiner does.

Findings

Examination finding tracking to closure

MRAs and MRIAs tracked with owner assignment, target dates, and remediation evidence. Never enter the next examination cycle with open findings.

Reporting

Board reports in one click

Professional PDF board reports generated automatically from your live compliance data. No manual assembly, no Sunday afternoon in Excel.

Examination

Examination pack on demand

Hand your examiner a complete examination pack on day one — obligations, controls, testing evidence, and findings all in one document.

How it works

From signup to live in one day

No implementation consultants. No six-month project plans. One structured setup and you're operational.

Step 01

Select your profile

Tell us your state, charter type, and primary regulator. Your regulatory framework loads automatically.

Step 02

Import your registers

Upload existing obligations, risks, controls, and policies using our Excel templates. Or start from what we've loaded.

Step 03

Run your first tests

Work through your control testing schedule. Results update the dashboard in real time.

Step 04

Generate your board report

One click. Professional PDF. Ready for your next board meeting or examination cycle.

Pricing

Proportionate to a community bank budget

Flat monthly pricing based on asset size. No implementation fees. No per-user charges. No surprises.

Everything included at every tier. No modules. No feature gating. No per-control limits. Every bank gets the full platform — obligations, risks, controls, testing, board reports, examination packs, vendor management, complaint tracking, policy register, and audit findings. Price scales with asset size only.

Small Community Bank

Under $75M in assets

De novo banks & smaller institutions
$299
per month · all features included
  • ✓ Complete compliance platform
  • ✓ State & federal regulatory framework
  • ✓ Board reports & examination packs
  • ✓ Unlimited users
  • ✓ Hands-on onboarding included
  • ✓ Email support
Get Started
Emerging Community Bank

$75M – $150M in assets

Growing beyond de novo scale
$449
per month · all features included
  • ✓ Complete compliance platform
  • ✓ State & federal regulatory framework
  • ✓ Board reports & examination packs
  • ✓ Unlimited users
  • ✓ Hands-on onboarding included
  • ✓ Email support
Get Started
Most Common
Mid-Size Community Bank

$150M – $500M in assets

Established community banks
$599
per month · all features included
  • ✓ Complete compliance platform
  • ✓ State & federal regulatory framework
  • ✓ Board reports & examination packs
  • ✓ Unlimited users
  • ✓ Hands-on onboarding included
  • ✓ Priority support
Get Started
Large Community Bank

$500M – $1B in assets

Approaching regional bank scale
$999
per month · all features included
  • ✓ Complete compliance platform
  • ✓ State & federal regulatory framework
  • ✓ Board reports & examination packs
  • ✓ Unlimited users
  • ✓ Dedicated onboarding
  • ✓ SLA support
Get Started
Major Community Bank

Over $1B in assets

Large community & regional bank scale
Pricing on
request
custom contract · all features included
  • ✓ Complete compliance platform
  • ✓ State & federal regulatory framework
  • ✓ Board reports & examination packs
  • ✓ Unlimited users
  • ✓ White-glove onboarding & migration
  • ✓ Dedicated support & SLA
Request Pricing

All plans include a 90-day comfort period — cancel with 30 days' notice in the first 90 days, no annual commitment required. After 90 days, standard annual terms apply. No lock-in penalties, no surprise charges.

Who it's for

Built for the people doing the work

Head of Compliance

Finally a system that reflects how community bank compliance actually works — not a scaled-down enterprise tool with features you'll never use.

Chief Risk Officer

Integrated obligation-to-control mapping with live RAG scoring. Your risk posture is always current, not a quarterly snapshot assembled manually.

Board & Audit Committee

Clear, consistent board reporting. Examination findings tracked to closure. No more surprised faces when examiners arrive.

De Novo Banks

Build your compliance program from the ground up with a system designed for your scale — not a scaled-down version of a system built for the largest US banks.

Philosophy

Built by someone who lived it

I built Antifragile GRC because I spent years as a compliance officer watching small banks carry a regulatory burden designed for institutions ten times their size, using tools priced for those same institutions. The market was not going to solve this problem. So I did.

— Patrick Wilson, Founder & Compliance Officer
A note on fit

Who this is not for

We'd rather be honest upfront than waste your time.

Banks that want a managed service

Antifragile GRC is a tool, not a service. You run your compliance program; we give you the system to run it well. If you’re looking for someone to manage compliance on your behalf, we’re not the right fit.

Institutions wanting a consultant experience

We don't do six-month implementations. Setup takes a day. If you need hand-holding through every configuration decision, we're probably not the right fit.

Banks that don't want to own their program

Antifragile GRC gives you the tools — you run the program. We're not a managed compliance service. We're the system that makes your compliance officer more effective.

Get started

Request access

Tell us about your bank and we'll be in touch within one business day to set up your account.

Already have an account?

Log in to your compliance dashboard and pick up where you left off.

Log In →